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School

The following information was retrieved from the Department's database at 10/28/2020 4:33:18 PM. The information presented reflects the database records at the time of your inquiry; however, it will not reflect pending updates which are being processed by the Department.

Please Note: The Department is not involved in scheduling courses. Schedules listed are only for courses entered into the Department's Online System directly by the School. Please contact the school for complete schedule and registration information.

School Name: ARIZONA ASSOCIATION OF REALTORS
School Number: R-2001
School Type: Realtor Association
Education Types: Continuing Education
Original Date: 1/3/1999
Expiration Date: 8/31/2022
Business Address: 255 E Osborn Rd, Suite 200
Phoenix, AZ 85012-2327
Mailing Address: 255 E Osborn Rd, Suite 200
Phoenix, AZ 85012-2327
Phone: (602) 248-7787
Administrator: Ms. Barbara Freestone
Email Address: barbfreestone@aaronline.com
Website: www.aaronline.com

Course Schedule

Courses listed are for the 30 day period 10/28/2020 to 11/27/2020. Click Search, Scheduled Courses for more options.

Event NoCourseClass StartClass End
162754GRI RISK MANAGEMENT10/29/2020 8:00:00 AM10/30/2020 4:00:00 PM
165117CRMS: MASTERING RESIDENTIAL RESALE TRANSACTION11/2/2020 9:00:00 AM11/5/2020 12:00:00 PM
165170IDW: ENGAGING STUDENTS IN A VIRTURAL CLASSROOM11/6/2020 1:00:00 PM11/6/2020 4:00:00 PM
165183CRMS: ESSENTIAL SKILLS FOR A SUCCESSFUL CLOSING11/9/2020 1:00:00 PM11/10/2020 4:00:00 PM
165043LANDLORDS & TENANTS PLAYING FAIR11/12/2020 1:00:00 PM11/12/2020 4:00:00 PM
165121AGENCY IN PROPERTY MANAGEMENT11/13/2020 9:00:00 AM11/13/2020 12:00:00 PM
165169IDW: ENGAGING STUDENTS IN A VIRTURAL CLASSROOM11/13/2020 1:00:00 PM11/13/2020 4:00:00 PM
165180PREPARING YOUR BUYER11/16/2020 1:00:00 PM11/16/2020 4:00:00 PM
165123WHICH FORM DO I USE?11/17/2020 1:00:00 PM11/17/2020 4:00:00 PM
165124PROPERTY MANAGEMENT AND THE NAR CODE OF ETHICS11/18/2020 9:00:00 AM11/18/2020 12:00:00 PM
161748GRI: THE CONTRACT CLASS11/19/2020 8:00:00 AM11/20/2020 4:00:00 PM
164877GRI-THE ANATOMY OF THE CODE OF ETHICS11/20/2020 9:00:00 AM11/20/2020 4:00:00 PM
165179PROPERTY MANAGEMENT AND THE NAR CODE OF ETHICS11/20/2020 9:00:00 AM11/20/2020 12:00:00 PM
165125PROPERTY MANAGEMENT AND THE NAR CODE OF ETHICS11/20/2020 1:00:00 PM11/20/2020 4:00:00 PM
165227IDW: ENGAGING STUDENTS IN A VIRTURAL CLASSROOM11/23/2020 1:00:00 PM11/23/2020 4:00:00 PM

Instructors

Instructor NoNameExpire DateSponsor School
I01-0423BARNABEI, MARY12-31-2021COURSE CREATORS
I04-0096COLEMAN, MARY7-31-2024ACADEMY FOR CONTINUING EDUCATION
1004COMPTON, DAVID5-31-2022COMPUTER MASTERS, LLC DBA STARLIGHTCE
I08-0302EARNEST, DANETTE12-31-2020EARNEST SCHOOL OF REAL ESTATE (THE)
I16-0008ESLINGER, MELINDA1-31-2024LONG UPTOWN ACADEMY LLC
I11-0032FLUCKE, SUE4-30-2023ARIZONA ASSOCIATION OF REALTORS
1259FOLTZ, JOHN6-30-2021RAISE THE BAR
I14-0083Freestone, Barbara8-31-2022ARIZONA ASSOCIATION OF REALTORS
I09-0157FUCHS, EVAN8-31-2021REAL SUCCESS CONCEPTS, LLC
I04-0062GILPATRICK, DAVID4-30-2022SOUTHWESTERN SCHOOL OF REAL ESTATE
1386GRAY, WILLIAM12-31-2023HOMESMART UNIVERSITY, LLC
1165HIBLER, LAWRENCE11-30-2022STEWART UNIVERSITY
1334HILLARD, CLARENCE5-31-2022BASICGOLD SEMINARS
I12-0003HOLLIDAY, DENISE1-31-2024PROPERTY MANAGEMENT INSTITUTE LLC
I15-0066Hoogendyk, Jill4-30-2023WEMAR SCHOOL OF REAL ESTATE
I06-0210HOWE, KATHLEEN12-31-2022HOW2EDUCATE LLC,
1275ISRAEL, ANDREW2-28-2022WESTFORD COLLEGE, INC
1121KICHEN, JONATHAN1-31-2023DESERT SAGE SEMINARS
I00-0177KOVACS, LAURA6-30-2024REVIVE
I16-0078LASWICK, KATHLEEN6-30-2024REAL CHAOS SOLUTIONS LLC
I07-0111LEIGHTON, JAN5-31-2023ARIZONA ASSOCIATION OF REALTORS
I16-0005LIDDICOAT, SALLY1-31-2024PEAK PERFORMANCE SCHOOL OF REAL ESTATE LLC
I16-0004LIDDICOAT, MICHAEL1-31-2024PEAK PERFORMANCE SCHOOL OF REAL ESTATE LLC
1362LINDSAY, MARGARET8-31-2022ARIZONA ASSOCIATION OF REALTORS
I08-0257MABERY, HOLLY9-30-2024REAL CHAOS SOLUTIONS LLC
1998MANCE, LAURA3-31-20224023 INVESTMENTS INC
1268MARTIN, DONALD11-30-2022ARIZONA ASSOCIATION OF REALTORS
I17-0127MEANS, KERI8-31-2021PALO VERDE EDUCATION, LLC
I08-0212MONTHOFER, PAULA7-31-2024FOCUS SCHOOL OF REAL ESTATE
I05-0166MULVENA, MICHAEL7-31-2021TUCSON ASSOCIATION OF REALTORS, INC.
I14-0102MUMFORD, MICHAEL8-31-2022PROPERTY MANAGEMENT INSTITUTE LLC
I12-0042NEAT, MANDY5-31-2024KNOWLEDGE MATTERS!! SCHOOL OF REAL ESTATE
I17-0094NELSON, GARY6-30-2021FOCUS SCHOOL OF REAL ESTATE
I19-0029NICOLSON, SUSAN3-31-2023SUN CACTUS REALTY LLC DBA SUN CACTUS SCHOOL OF REAL ESTATE
2678OLSEN, SHERRY6-30-2022ARIZONA SCHOOL OF REAL ESTATE & BUSINESS
I02-0117RITCHIE, PATRICK7-31-2023RITCHIE SCHOOL OF REAL ESTATE FINANCE
I08-0022ROBERTS, RONALD2-29-2024RONALD C. ROBERTS P.C.
I02-0136ROBINSON, LISA12-31-2020ARIZONA ASSOCIATION OF REALTORS
I12-0061SCHULTZ, STEVEN6-30-2024HOGAN SCHOOL OF REAL ESTATE LLC
1347SEAGO, NANCY2-28-2023NANCY SEAGO SEMINARS
I05-0132SORIANO, KELLY6-30-2023BAUM SCHOOL OF REAL ESTATE
I04-0047URIE, STEVEN4-30-2021PROPERTY MANAGEMENT INSTITUTE LLC
I06-0201VALENTI, MICHAEL12-31-2020PROFESSIONAL SCHOOL FOR CONTINUED EDUCATION
I08-0151VERCELLINO, JAMES7-31-2024HOGAN SCHOOL OF REAL ESTATE LLC
I10-0046WATSON, DAXTON2-28-2022ARIZONA SCHOOL OF REAL ESTATE & BUSINESS
I16-0064WOLNIK, JESI5-31-2024ARIZONA ASSOCIATION OF REALTORS

Courses

NameTypeExpire Date
A Case of Stellar AgencyRecurring7-31-2024
2018 INDUSTRY PARTNERS CONFERENCERecurring8-31-2022
3 P'S OF BROKER AUDITS: PANIC, PROCESS & PROCEDURESRecurring3-31-2021
A DAY IN THE LIFE OF A CLIENT Recurring3-31-2024
A DAY IN THE LIFE OF A CLIENTHost Remote1-31-2022
A PROPERTY MGR'S DUTY TO DISCLOSE TO THE PUBLICRecurring1-31-2023
AAR PROPERTY MANAGEMENT AGREEMENT (CONTRACT)Recurring9-30-2022
AAR'S RESIDENTIAL LEASE OWNER'S PROPERTY DISCLOSURE STATEMENTHost Remote2-28-2022
ABR- ACCREDITED BUYER REPRESENTATIVEHost Remote7-31-2024
ABR-ACCREDITED BUYER REPRESENTATIVEHost Remote7-31-2022
ACCIDENTAL FAIR HOUSING VIOLATIONSHost Remote11-30-2023
ADVANCED AGENCYHost Remote8-31-2022
ADVANCED BMC #3Recurring9-30-2023
ADVANCED BROKER MANAGEMENT CLINIC #1Recurring9-30-2023
ADVANCED BROKER MANAGEMENT CLINIC #2Recurring9-30-2023
ADVANCED PROPERTY MANAGEMENT BOOTCAMPRecurring9-30-2023
ADVANCED PROPERTY MANAGEMENT BOOTCAMPHost Remote9-30-2023
AGENCY AND IT'S FORMSHost Remote1-31-2024
AGENCY IN A MOBILE WORLDHost Remote8-31-2021
AGENCY IN ARIZONA- LEGAL & PRACTICAL PERSPECTIVESHost Remote6-30-2023
AGENCY IN ARIZONA-LEGAL AND PRACTICAL PERSPECTIVESRecurring9-30-2023
AGENCY IN PROPERTY MANAGEMENTRecurring3-31-2022
AGENCY IN PROPERTY MANAGEMENTHost Remote11-30-2023
Agency: Relationships and ResponsibilitiesHost Remote2-28-2021
ANATOMY OF A TRANSACTIONRecurring10-31-2023
ASSISTIVE ANIMALS: HOW TO AVOID BARKING UP THE WRONG TREEHost Remote3-31-2023
ASSISTIVE ANIMALS: HOW TO AVOID BARKING UP THE WRONG TREERecurring2-28-2023
Avoid Agency Risk & Increase ProfitHost Remote1-31-2021
BEYOND THE STANDARDRecurring6-30-2023
BMC #1 STATUTES & RULESHost Remote1-31-2021
BMC #1 STATUTES & RULESHost Remote8-31-2022
BMC #2 BROKER POLICIESRecurring1-31-2021
BMC #2 BROKER POLICIESHost Remote8-31-2022
BMC #3 SUPERVISIONHost Remote8-31-2022
BMC#3 SUPERVISIONRecurring1-31-2021
BUYER REPRESENTATIONRecurring1-31-2021
CASE STUDIES IN ARLTAHost Remote2-29-2024
CASES OF IMPORTANCEHost Remote4-30-2021
CLAIMS & REMEDIESHost Remote5-31-2022
Code of Professional Conduct Recurring3-31-2024
CODE OF PROFESSIONAL CONDUCTHost Remote12-31-2023
CODE OF PROFESSIONAL CONDUCTRecurring10-31-2022
COMMISSIONERS STANDARDS: MAKING YOU CLIENTS MATTERHost Remote8-31-2022
CONTRACT CLAUSESHost Remote8-31-2022
CONTRACT CLAUSES & CONTINGENCIESRecurring2-28-2022
CONTRACTS THAT STICKHost Remote1-31-2021
CONTRACTS, CLAUSES & CONTINGENCIESHost Remote5-31-2022
COVER YOUR ASS-ETSHost Remote11-30-2023
CRMS EMPLOYMENT, AGENCY & THE STANDARDS OF CAREHost Remote3-31-2022
CRMS LEASING ESSENTIALSHost Remote4-30-2024
CRMS: DISCLOSURE & DUE DILIGENCEHost Remote3-31-2022
CRMS: DISCLOSURE & DUE DILIGENCERecurring4-30-2024
CRMS: EMPLOYMENT, AGENCY AND THE STANDARD OF CARERecurring3-31-2021
CRMS: ESSENTIAL SKILLS FOR A SUCCESSFUL CLOSINGHost Remote3-31-2022
CRMS: ESSENTIAL SKILLS FOR A SUCCESSFUL CLOSINGRecurring7-31-2024
CRMS: LEASING ESSENTIALSRecurring1-31-2021
CRMS: MASTERING RESIDENTIAL RESALE TRANSACTIONHost Remote5-31-2022
CRMS: MASTERING RESIDENTIAL RESALE TRANSACTIONRecurring1-31-2023
CRMS: MASTERING THE LAND TRANSACTIONRecurring9-30-2024
CYBERSECURITY THREATS & BEST PRACTICES FOR REAL ESTATERecurring9-30-2022
DO IT RIGHT OR GET THE HECK OUT OF PROPERTY MANAGEMENTRecurring2-28-2022
DO THE RIGHT THINGHost Remote2-28-2021
DO THE RIGHT THINGHost Remote8-31-2022
EFFECTIVE NEGOTIATING FOR THE REAL ESTATE PROFESSIONALRecurring6-30-2021
ETHICAL JEOPARDYHost Remote5-31-2021
ETHICAL JEOPARDYRecurring2-28-2021
ETHICS: IT'S A LEGAL IMPERATIVE TOORecurring6-30-2024
FAIR HOUSING - GET A CLUEHost Remote5-31-2023
FAIR HOUSING FOR PROPERTY MANAGERSRecurring5-31-2022
FAIR HOUSING FOR PROPERTY MANAGERSHost Remote5-31-2022
FAIR HOUSING MAKES US STRONGERRecurring10-31-2023
FAIR HOUSING OPPORTUNITIES! 50 YEARS AND COUNTINGRecurring3-31-2022
FAIR HOUSING: GET A CLUERecurring6-30-2021
FAIR PLAYHost Remote5-31-2021
FAIR PLAYRecurring2-28-2021
FEDERAL LEGAL ISSUESRecurring6-30-2023
FEDERAL LEGAL ISSUESHost Remote3-31-2022
FIDUCIARY DUTIES...MAKE THEM MATTER!!Host Remote3-31-2021
FRAUD & FIDUCIARY DUTYRecurring12-31-2020
GEN BUYRecurring11-30-2021
GEN BUYHost Remote3-31-2022
GRI 204 - RISK MANAGEMENTRecurring1-31-2022
GRI AGENCYHost Remote2-28-2023
GRI AGENCYRecurring10-31-2021
GRI MARKET ESSENTIALS: PROPERTY CONDITIONSRecurring5-31-2021
GRI RISK MANAGEMENTRecurring10-31-2022
GRI RISK MANAGEMENTHost Remote10-31-2022
GRI-FINANCING:FROM PREPARATION TO CLOSINGHost Remote2-28-2023
GRI-FINANCING:FROM PREPARATION TO CLOSINGRecurring9-30-2021
GRI-THE ANATOMY OF THE CODE OF ETHICSRecurring11-30-2021
GRI: THE CONTRACT CLASSRecurring5-31-2024
HAVE YOU BEEN SERVEDHost Remote4-30-2023
HAVE YOU BEEN SERVED?Recurring1-31-2023
HOW TO EVICT A TENANT LEGALLY AND PRACTICAL APPLICATIONSHost Remote5-31-2024
IDW: ENGAGING STUDENTS IN A VIRTURAL CLASSROOMRecurring6-25-2024
IDW: THE POWER OF TECHNOLOGY FOR A MULTI-GENERATIONAL CLASSROOMRecurring11-30-2023
IGNORANCE IS NO EXCUSEHost Remote9-30-2023
IGNORANCE IS NO EXCUSE 2Host Remote10-31-2023
IN THE BEGINNINGHost Remote1-31-2023
IT'S A PREDICAMENTRecurring6-30-2023
IT'S NOT MY FAULT-HOW YOUR RISK MANAGEMENT TEAM CAN LET YOU DOWNRecurring11-30-2021
Its a Predicament Host Remote1-31-2024
KEY ELEMENTS OF REFERING THE RIGHT HOME INSPECTORRecurring11-30-2021
KNOWN IDENTITY: DISCOVERING DISCLOSURE NUANCESRecurring3-31-2023
KNOWN IDENTITY: DISCOVERING DISCLOSURE NUANCESHost Remote3-31-2023
Landlord Tenant Relations: Maintenance and RepairHost Remote2-28-2022
Landlord Tenant Relations: Maintenance and RepairRecurring2-28-2022
Landlords & Tenants Playing FairRecurring2-29-2024
LANDLORDS & TENANTS PLAYING FAIRHost Remote1-31-2021
LANDLORDS AND TENANTS PLAYING FAIRRecurring7-31-2024
Legal Hotline Issues & Trends in Property ManagementRecurring3-31-2021
MAKING YOUR CLIENTS MATTERHost Remote9-30-2021
MARKET ESSENTIALS: PROPERTY CONDITIONSHost Remote4-30-2022
Military Relocation for Real Estate ProfessionalsHost Remote7-31-2021
MILITARY RELOCATION FOR REAL ESTATE PROFESSIONALSRecurring7-31-2023
MONEY, MONEY, WHO GETS THE MONEYHost Remote12-31-2023
NAME THAT FORM-PROPERTY MANGEMENTRecurring2-28-2021
NEGOTIATING THE AAR RESIDENTIAL RESALE PURCHASE CONTRACTRecurring4-30-2021
OH THE THINGS YOU SHOULD KNOW: A BROKEAGE REFERENCE GUIDEContinuing Education10-31-2024
OVERVIEW OF THE AAR PROPERTY MANAGEMENT FORMSHost Remote5-31-2022
OVERVIEW OF THE AAR PROPERTY MANAGEMENT FORMSRecurring5-31-2022
PLEASE HELP YOUR LEADER: FINANCING ISSUES IN THE PURCHASE CONTRACTRecurring4-30-2023
PRACTICAL SIDE OF FAIR HOUSINGRecurring10-31-2020
PREPARING YOUR BUYERHost Remote1-31-2023
PRESENTATION POWER IDWRecurring8-31-2023
PRICING STRATEGIESRecurring4-30-2021
PROPERTY MANAGEMENT - THE RISKSHost Remote8-31-2022
PROPERTY MANAGEMENT - THE RISKSRecurring8-31-2022
PROPERTY MANAGEMENT - THE RULESRecurring8-31-2022
PROPERTY MANAGEMENT - THE RULESHost Remote8-31-2022
PROPERTY MANAGEMENT AND THE NAR CODE OF ETHICSHost Remote4-30-2024
PROPERTY MANAGEMENT AND THE NAR CODE OF ETHICSRecurring11-30-2023
PROPERTY MANAGEMENT BOOT CAMPHost Remote8-31-2022
PROPERTY MANAGEMENT BOOT CAMP - THE RISKSRecurring1-31-2024
PROPERTY MANAGEMENT BOOTCAMPRecurring8-31-2022
PROPERTY MANAGEMENT BOOTCAMP-THE RISKSHost Remote12-31-2023
PROPERTY MANAGEMENT BOOTCAMP-THE RULESHost Remote12-31-2023
PROPERTY MANAGEMENT TRUST ACCOUNTINGRecurring3-31-2022
PROPERTY MANAGEMENT TRUST ACCOUNTING: SHOW ME THE MONEY Host Remote4-30-2023
PROPERTY MANAGEMENT TRUST ACCOUNTING: SHOW ME THE MONEYRecurring4-30-2023
PROPERTY MANAGEMENT-ADVANCED TRUST ACCOUNTINGRecurring9-30-2022
PROPERTY MANAGERS DUTY TO DISCLOSEHost Remote1-31-2024
REAL ESTATE INVESTING: REPRESENTING INVESTORS AND BECOMING ONE!Recurring12-31-2020
REAL STICKY SITUATIONSHost Remote5-31-2023
REAL STICKY SITUATIONSRecurring7-31-2024
REBAC: PRICING STRATEGIES-MASTERING THE CMARecurring11-30-2023
RISK MANAGEMENT: AREAS LICENSEES RISK A LAW SUITRecurring2-28-2023
Risk Reduction for Property ManagersRecurring12-31-2023
RISK REDUCTION FOR PROPERTY MANAGERSRecurring6-30-2021
RISK REDUCTION: AVOIDING E & O CLAIMSRecurring11-30-2021
SAFETY ISSUES WE FACE TODAYHost Remote2-28-2022
SALE CONTINGENT ON....Host Remote12-31-2022
Same Problem...Different Day: Common Issues in Legal Hotline Archives.Recurring8-31-2021
Same Problem...Different Day: Common Issues in Legal Hotline Archives.Host Remote8-31-2021
SERIOUSLY...WHO DOES THAT?Recurring2-28-2021
SRES - SENIOR REAL ESTATE SPECIALIST DESIGNATION COURSERecurring11-30-2023
STICKY SITUATIONSHost Remote11-30-2020
SUCCESSFUL REPRESENTATION FOR A MILITARY RELOCATIONHost Remote2-28-2022
THE AAR RESIDENTIAL PURCHASE CONTRACT- BACKWARDS & FORWARDSHost Remote7-31-2021
THE ANATOMY OF THE AAR LEASE AGREEMENTRecurring1-31-2022
THE ANATOMY OF THE AAR LEASE AGREEMENTHost Remote7-31-2021
THE ANATOMY OF THE AAR PROPERTY MANAGEMENT AGREEMENTRecurring6-30-2022
THE ANATOMY OF THE AAR PROPERTY MANAGEMENT AGREEMENTHost Remote6-30-2022
THE CONTRACT MATTERS!! PERFORM TO IMPRESSHost Remote3-31-2022
THE CONTRACT SAYS WHATHost Remote1-31-2021
THE INS AND OUTS OF THE AAR FORMS & DO I HAVE TO USE THEMRecurring10-31-2024
THE LUMPY BUMPY MORTGAGE RIDERecurring4-30-2023
THERE'S NO PLACE LIKE HOMERecurring9-30-2023
THERE'S NO PLACE LIKE HOMEHost Remote1-31-2022
TO DISCLOSE OR NOT DISCLOSEHost Remote5-31-2021
TO DISCLOSE OR NOT TO DISCLOSERecurring4-30-2022
TO TELL OR NOT TO TELLRecurring11-30-2021
TOP 10 RISK ISSUES IN PROPERTY MANAGEMENTRecurring1-31-2023
TOP 10 RISK ISSUES IN PROPERTY MANAGEMENTHost Remote1-31-2023
UNDERSTANDING MORTGAGE DISCLOSURE FORMSRecurring8-31-2024
UNDERSTANDING MORTGAGE DISCLOSURE FORMSHost Remote3-31-2022
UNDERSTANDING THE SELLER PROPERTY DISCLOSURE STATEMENTHost Remote10-31-2020
USING THE 2017 PURCHASE CONTRACT IN A TRANSACTIONRecurring11-30-2020
USING THE AAR VACANT LAND/LOT CONTRACTRecurring4-30-2021
USING THE BUYER ADVISORY AS A TOOL TO PROTECT YOUR CLIENTRecurring9-30-2024
VA TRANSACTIONS - CONTRACT ISSUESHost Remote8-31-2022
WHAT DID THAT SAY?Recurring4-30-2022
WHAT DOES AGENCY MEAN?Recurring10-31-2022
WHAT YOU NEED TO KNOWRecurring9-30-2022
What You Wrote vs. What You MeantHost Remote2-28-2021
WHAT YOUR BUYER DOESN'T KNOW CAN HURT YOURecurring3-31-2021
WHAT YOUR BUYER DOESN'T KNOW CAN HURT YOUHost Remote7-31-2022
WHAT'S FAIR IS FAIRHost Remote2-28-2022
WHAT, THAT IS A VIOLATION?Recurring7-31-2022
What....... that is a violation?Recurring12-31-2023
WHICH FORM DO I USERecurring7-31-2023
WHICH FORM DO I USE?Host Remote6-30-2024
WILL THE REAL PROPERTY MANAGER PLEASE STAND UP?Recurring1-31-2024
WRITING RIGHT IS THE LAWRecurring4-30-2021
YOU KNOW WHAT I KNOWHost Remote9-30-2020

Campuses

School NoNameExpire DateCity
R-2001ARIZONA ASSOCIATION OF REALTORS8-31-2022Phoenix

The Department makes every reasonable effort to ensure that all information contained in our databases is accurate. However, typographical and other errors may be present. The Department of Real Estate cannot guarantee the accuracy of the data provided on this web site and all information obtained shall be used at the sole risk of the user. The Department of Real Estate and the State of Arizona accept no liability and shall be held harmless by the user of the data obtained through this web site for any loss or damage that results from the use of the data.